Privacy Policy
This policy explains how Mutual Ledger, provided by Papolus UG, handles your information.
Last updated: September 23, 2026
No data collection
Mutual Ledger does not collect, store or transmit personal data to our servers or to any third party. We do not require an account, and we cannot see the expenses, names or amounts you enter.
On-device storage
The people, expenses, balances and settlements you record are stored locally on your device. Deleting the app removes all of this data permanently. If device backups (such as iCloud Backup) are enabled, that data may be included in backups under Apple's terms.
No analytics or advertising
The app contains no analytics SDKs, no advertising networks and no tracking technologies. We do not build profiles or share usage data with anyone.
App Store
Mutual Ledger is distributed through Apple's App Store. Apple may collect anonymised information such as downloads, crash reports or purchase data under its own privacy policy, which we do not control.
Children
Mutual Ledger is not directed at children under 13. We do not knowingly collect any information from minors.
Changes to this policy
We may update this policy from time to time. The current version will always be published at this address, with the date of the latest change shown above.
Papolus UG — registered company.